Help To Buy

Open the door to owning your new home

Shared Ownership

With the government’s Help to Buy: Shared Ownership scheme you can buy as little as 25% or as much as 75% of a home and pay rent on the rest. 

Equity Loan

How does it work? With a Help to Buy: Equity Loan the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest. You won’t be charged loan fees on the 20% loan for the first five years of owning your home. 

Worked example based on a £200,000 purchase price

You arrange mortgage






Government equity loan



Total Purchase Price:


There are many other services offered by Help to Buy, if you are interested in any of the Help to Buy products, please click here to visit